What It’s Really Like to Retire in Florida

Florida is one of the most popular retirement destinations in the United States – and for good reason. There are, however, many misconceptions about life in the Sunshine State. It’s not all beaches; there are plenty of forests, lakes and even seasons if you know where to look.  Are you considering Florida as an option for retirement, but not sure what day-to-day life is really like? Here are a few common myths and truths about what it’s really like to retire in Florida. 

Florida is Always Sunny and Warm

While Florida generally has a warm climate compared to northern states, it does dip into cooler temperatures at certain times of the year. Summers are typically hot and humid, and the state experiences its fair share of summer rain.  

Winter in North Florida areas such as Live Oak is mild compared to many other parts of the United States. Daytime highs range from the upper 50s to mid-60s, while nighttime temperatures can drop to the 30s and 40s. Frost and freezing temperatures don’t happen often. 

It is also true that Live Oak, like much of Florida, is susceptible to hurricanes and tropical storms during the hurricane season, which typically runs from June through November. This area of the state however sees far fewer major storms than coastal areas. Florida residents, including retirees, take precautions to be safe and prepared for any storms during these months. 

Florida is All About Beaches

When many seniors picture Florida, they think of one scenario – a sunny beach. While you can certainly find beaches in Florida, the state offers a wide variety of other recreational activities. The state is home to many cultural events (including musical festivals and live theater), outdoor adventures (such as camping, hiking and fishing) and countless hobbies to explore. 

If you are looking to retire in Florida for the beaches – don’t worry. Those amenities are easily accessible even in non-coastal areas. Live Oak, for instance, offers convenient access to the beautiful Gulf of Mexico and Atlantic Ocean coastlines. It is an approximately 2.5-to-3.5-hour drive from Live Oak to reach Panama City Beach or Jacksonville Beach. 

Florida is Only for Wealthy Retirees

Finally, some seniors believe that they won’t be able to retire in Florida based on their income bracket or lack of savings. While some areas do cater to wealthy retirees, there are affordable communities as well. Throughout the state, you can find retirement options for people of all income levels. It’s a matter of finding one that fits your needs and budget. 

When exploring your retirement options, it’s important to ask the right questions. What’s the entrance fee? Monthly rates? Are there add-on costs, and will those costs increase over time? Take the time to look at all your options and you may find that retiring in Florida is more affordable than you thought. 

Retire in Florida at Advent Christian Village

Nestled in the heart of North Florida’s, Live Oak boasts a unique blend of small-town charm and southern hospitality. It’s a great option for those looking for a slower pace, and a more personable feel, in their retirement years. 

Residents who live in our faith-based community at Advent Christian Village enjoy the flexibility of financial arrangements that cater to different income levels  – and there is no entrance fee. Membership benefits include free use of our wellness center, emergency and security response, out-of-town medical transportation, free shuttle bus transportation around campus and more. We offer options for members with different resources, health concerns and retirement goals and we might just be the perfect fit for you. Schedule a tour at our Live Oak retirement community today – we’d love to speak with you.  

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